Online gaming customers are more likely to make use of responsible gambling tools if such measures are easy to access, rather than if they are told that their behaviour is a relative cause for concern, a new study has suggested.In trials conducted with leading UK operators bet365 and Sky Betting and Gaming, it was discovered that reducing friction was found to have the most significant impact on uptake in responsible gambling support services. Friction can be reduced by cutting the number of clicks required before a tool could be accessed, as well as making the solution more visible on an iGaming site.The project was carried out by the Behavioural Insights Team (BIT), a consultancy that uses behavioural economics and pyschology to improve government policy and consumer services in the UK. It saw BIT work with Bet365 and Sky Bet to email different types of intervention messages to more than 20,000 customers across the two operators over the summer.The aim was to gauge the impact of different types of messages by discovering whether the individual signed up to a responsible gambling tool – such as setting a deposit limit or a temporarily self-excluding – within five days of receiving the message.In the Sky Bet trial customers were sent an introductory message on responsible gambling, as well as personalised feedback showing how their gambling habits differed from the average user. This highlighted variables such as deposits and time spent gambling, among others. The customers were then sent a message that included more feedback and “reduced friction” by providing a direct link the responsible gambling tool on the Sky Bet site. They were sent a final email which asked whether they felt still in control of their gambling, with the message including more feedback on gambling habits.The bet365 customers, meanwhile, were sent a link to the responsible gambling resource via email after an introductory message. This was followed by an email with feedback of their gambling habits, and finally a message combining the feedback and directing them to the responsible gambling tools.In both trials, making linking directly to the responsible gambling tools and increasing their visibility proved more effective than sharing feedback on player habits.“Although social norm feedback is a well-evidenced intervention for changing behaviour in many other contexts and there is indicative evidence that it can reduce risky play, we do not observe an effect in either of our trials,” the study explained.“We also do not see an effect of prompting users to reflect on their behaviour in the main analysis of the Sky Bet trial. However, the trials suggest that reducing friction is an effective way of increasing uptake of responsible gambling tools and that the effect is proportionate to the degree of friction removed from the customer journey.”Although the guidelines for follow-up research have not been finalised, and will be developed further following discussions with the GambleAware steering group, BIT suggested focusing on “high-risk users” only. It noted that around 92% of those who gamble would not fall into unhealthy play patterns.However, BIT added that operators’ algorithms should be used to highlight those at-risk, as well as broadening its scope to target players close to being at-risk.“This would allow for a more preventative approach, intervening on those players likely to be problem gamblers before the problem behaviour begins,” BIT added.The researchers also suggested that operations should adjust key touchpoints along the user journey to minimise the risk of problem gambling in the long term, including lower minimum stakes and removing adverts that sit alongside games and targeted offers that appear in push notifications. Operators should cut the number of clicks before a customer can access a responsible gambling tool, researchers say Topics: Marketing & affiliates 19th December 2018 | By contenteditor Email Address AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Ease of access key for effective RG tools, GambleAware says Subscribe to the iGaming newsletter Marketing & affiliates Regions: UK & Ireland Tags: Online Gambling
Copperbelt Energy Corporation Plc (CEC.zm) listed on the Lusaka Securities Exchange under the Energy sector has released it’s 2013 presentation For more information about Copperbelt Energy Corporation Plc (CEC.zm) reports, abridged reports, interim earnings results and earnings presentations, visit the Copperbelt Energy Corporation Plc (CEC.zm) company page on AfricanFinancials.Document: Copperbelt Energy Corporation Plc (CEC.zm) 2013 presentation Company ProfileThe Copperbelt Energy Corporation Plc (CEC), a member of the SAPP and listed on the Lusaka Securities Exchange, is a Zambian incorporated power transmission, generation, distribution and supply company and a major developer of energy infrastructure in Africa, respected for its skills in designing and operating transmission systems. CEC owns, operates and maintains power transmission, generation and distribution assets servicing customers in Zambia and the DRC, and is one of the largest international power traders in the region.
Belle Mare Holding Ltd (BMHL.mu) listed on the Stock Exchange of Mauritius under the Tourism sector has released it’s 2015 interim results for the first quarter.For more information about Belle Mare Holding Ltd (BMHL.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the Belle Mare Holding Ltd (BMHL.mu) company page on AfricanFinancials.Document: Belle Mare Holding Ltd (BMHL.mu) 2015 interim results for the first quarter.Company ProfileBelle Mare Holding Limited is a Mauritian investment company that engages in the commercial and property sectors. The company invests in ventures such as hotels and leisure, banks and insurance firms, as well as agriculture and exports. Belle Mare Holding Limited is headquartered in Port Louis, Mauritius. Belle Mare Holding Limited is listed on the Stock Exchange of Mauritius.
Why I think Lloyds Banking Group could be the story stock of 2021 See all posts by Kevin Godbold Image source: Getty Images. Enter Your Email Address “This Stock Could Be Like Buying Amazon in 1997” Our 6 ‘Best Buys Now’ Shares Simply click below to discover how you can take advantage of this. Kevin Godbold has no position in any share mentioned. The Motley Fool UK has recommended Lloyds Banking Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Kevin Godbold | Thursday, 12th November, 2020 | More on: LLOY I reckon this week’s action in the stock market gave us a glimpse into what could be a positive immediate future for investors. Indeed, the news from Pfizer about the progress of its Covid-19 vaccine programme prompted what American trader Mark Minervini described as a “hard” rotation of investors from Covid-winning stocks into cyclical recovery stocks such as Lloyds Banking Group (LSE: LLOY). Lloyds Banking Group stock: could it lead a charge higher?My guess is the black-and-white nature of the move could have been overdone in the very short term. It’s unusual for rotations in the stock market to happen as fast as this one. And I think the vaccine news may not be as decisive as the market has taken it – there could be a long road ahead before we are rid of the curse of Covid. However, the strength of the share movements this week demonstrates the pent-up potential of many businesses that the pandemic has been suppressing.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…I think the situation bodes well for a sustained recovery for many businesses and many sectors when the threat from Covid-19 does finally begin to recede. And it’s possible the banking sector will be at the forefront of the charge back upwards for stocks. Meanwhile, I’d consider Lloyds to be one of the leading players in what could be a leading sector. Indeed, I think Lloyds could be the story stock of 2021 with resurgent earnings and a rocketing share price.I learnt from the books written by US investors Peter Lynch and David Dreman that banks stocks are usually the first into and the first out of recessions. And I only have to look at what happened after the last big event just over a decade ago to see the potential for Lloyds shares.Back in the early spring of 2009, in the wake of the credit-crunch, Lloyds languished near 26p. But the stock shot up over the following six months to peak near 70p. And that big and fast move shows what news of the first green shoots of recovery can do to a banking stock.Balancing reasons to be cautiousMeanwhile, Lloyds is trading near 33.5p as I write – and rising. And conditions are just right for a repeat of the swing higher we saw in 2009. For example, earnings, dividends and the share price have all collapsed, marking what looks like a bottom to the firm’s trading cycle. And City analysts have pencilled in rosy projections for a robust, three-figure percentage resurgence in earnings in 2021.However, we could see some more short-term volatility as the Covid-19 drama plays out and before a sustained move higher. And I’m also cautious about holding Lloyds for too long. Indeed, the six-month move in 2009 took the stock near to the top of a trading range it’s been locked in for more than a decade. And during that time, earnings were on the rise. However, the stock market, in all its collective wisdom, simply nibbled away at the valuation to cap the stock’s progress.Indeed, by conventional valuation measures, Lloyds looked cheap for the past 10 years. But there was good reason for that – the risk to the downside was massive, as we’ve since witnessed! Nevertheless, I’d buy some of the shares today. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge!
Products used in this ProjectFaucetsDornbrachtKitchen Fittings – Tara.Faucets / SinksDornbrachtKitchen Fittings – Tara UltraSite Area:151,584 s.f.City:Beverly HillsCountry:United StatesMore SpecsLess SpecsSave this picture!© Joe FletcherText description provided by the architects. The Oak Pass main house sits on the top of a 3.5 acre ridge site with panoramic canyon views. There are over 130 protected Oak trees on the property. The house was sited to take advantage of the views without the house becoming a central visual focus.Save this picture!Lower Floor Plan+ 44The massing was reduced by utilizing an “upside down” program with the public spaces located above the bedrooms, which are buried into the hill and protected beneath a vegetated roof. A lower level courtyard allows light and air to flow to the buried hallway of the bedroom level.Save this picture!© Joe FletcherSave this picture!© Joe Fletcher+ 44A seventy five foot long lap pool with infinity edges on three of four sides, bisects the house and slips beneath one of the largest oaks on the property. The house is primarily constructed of structural concrete allowing for long, column free spans. The floors on the bedroom level are walnut. The floors on the upper level are limestone.Save this picture!© Joe FletcherSave this picture!© Joe FletcherOriginally published on 21 May, 2015Project gallerySee allShow lessGarrison Treehouse / Sharon Davis DesignSelected ProjectsHaga Nova Residences / Vera ArkitekterSelected Projects Share Oak Pass Main House / Walker WorkshopSave this projectSaveOak Pass Main House / Walker Workshop Oak Pass Main House / Walker Workshop United States Manufacturers: Dornbracht, Crestron, Duravit, Fleetwood, Kohler, Miele, Mugnaini, Rajack, Rocky Mountain Hardware, Capital, Fibertite, GL Veneer Photographs: Joe Fletcher Manufacturers Brands with products used in this architecture project 2015 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/632742/oak-pass-house-walker-workshop Clipboard ArchDaily Save this picture!© Joe Fletcher+ 44Curated by Igor Fracalossi Share Architects: Walker Workshop Area Area of this architecture project Area: 8000 ft² Year Completion year of this architecture project Civil Engineer: Walker Workshop Year: CopyHouses•Beverly Hills, United States Products translation missing: en-US.post.svg.material_description “COPY” Projects “COPY” John Labib & Associates Structural Engineer: Contractor: ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/632742/oak-pass-house-walker-workshop Clipboard Photographs CopyAbout this officeWalker WorkshopOfficeFollowProductsGlassSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesDabasBeverly HillsVietnam3D ModellingTop100IcebergHousesOn InstagamUnited StatesPublished on June 09, 2019Cite: “Oak Pass Main House / Walker Workshop” 09 Jun 2019. ArchDaily. Accessed 11 Jun 2021.
ArchDaily Save this picture!© Roehner + Ryan+ 45Curated by Paula Pintos Share Area: 5795 m² Year Completion year of this architecture project “COPY” Foo House / The Ranch Mine Photographs: Roehner + Ryan Manufacturers Brands with products used in this architecture project CopyHouses•Phoenix, United States CopyAbout this officeThe Ranch MineOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesPhoenixOn FacebookUnited StatesPublished on January 22, 2021Cite: “Foo House / The Ranch Mine” 22 Jan 2021. ArchDaily. Accessed 10 Jun 2021.
Howard Lake | 22 November 2007 | News The Youth Funding Guide 15 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
Even though the Aegean Sea in winter is cold and rough, conditions for migrants in Turkey are so harsh that over 102,000 of them have crossed the narrow waters from Turkey to the Greek islands since Jan. 1, according to an estimate of the International Organization of Migrants.This is just a small part of the nearly 5 million Syrians who are refugees from the violent war that the United States and its NATO allies — like France, the Netherlands, Great Britain and Turkey — and its allies in the Gulf region — like Saudi Arabia and Qatar — have fomented, instigated and manipulated.Now NATO, at the request of the European Union, has sent a flotilla of ships to the Aegean Sea to restrict and control this flux of refugees.In the Balkans, Macedonia closed its border with Greece to all but a handful of refugees each day, beginning mid-February. Since between 1,000 and 2,000 refugees a day enter Greece, the Greek government has turned its passenger terminals in Piraeus, the port where the ferries dock, into temporary reception centers. Videos and photos show thousands of people — families with children, elders, youth, men and women — stretched out on the floors or waiting on long lines for a meal.As the refugees keep on coming, they have spread out to the squares, traffic circles and sidewalks of Athens. The Greek authorities estimate that as of Feb. 27 there were 20,000 refugees on the streets and in temporary shelters in the capital city.Small states like Macedonia, Serbia, Bosnia-Herzegovina, Slovenia, Slovakia, Croatia and Albania — countries in the western Balkans on the refugees’ route north — are virtual colonies of the wealthy powers of the European Union, especially the big imperialist powers like Germany. If pressured by the big powers to prevent the refugees from continuing their trip, they have few options but to close their borders.Many refugees — at least 2.6 million, according to UNHCR [U.N. Refugee Agency] estimates — who are fleeing from the fighting that the war on Syria has engendered have wound up in Turkey. Those in western Turkey need to cross just a few miles of water to reach islands belonging to Greece. Many attempt the crossing.Greece, one of the poorest countries in Europe, has been quickly giving this massive flux of refugees travel documents and sending them on to the wealthier countries they aim to reach. This strategy depends on a friendly reception for the refugees in much wealthier Germany, England and France. These last two countries have accepted only a minuscule number of refugees.AKEL, which is the Progressive Party of Cypriot Workers, released a statement Feb. 10 on the situation of the refugees and the NATO intervention:“NATO’s involvement in the management of flows of refugees in the Aegean Sea, following the objectives of Turkey and Germany, is a dangerous development. The new measures and mechanisms that the European Union and NATO are providing pose blatant threats to the sovereignty of their member states. At the same time, the intensification of repression against refugees and the militarization of the crisis foretells other tragedies in the Aegean and the Mediterranean.”The statement concludes:“AKEL reaffirms that there is no other definitive solution to the refugee crisis than the end of the bloody civil war in Syria.”FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
Resistance is rising to fight U.S. atrocities against im/migrants and refugees, with massive marches set for June 30. Taking part in those protests, including at the U.S./Mexico border in McAllen, Texas, is the new group, FIRE, which issued the following call:The news from the border has been impossible to ignore, even for those who tend to overlook the war on im/migrants. Parents weep as their children are ripped from their arms to be taken to concentration camps and placed in cages. The Border Patrol shoots an unarmed indigenous Guatemalan woman in the head. A trans woman fleeing patriarchal violence is left to die in a so-called “ice box.”But is this inhumanity and destruction of families new to this country? How many families were destroyed in the genocide and forced displacement of the Indigenous Nations of this land? During slavery, African people were auctioned off after being torn from their families and put in chains. In the 1940s the U.S. forced Japanese immigrants and their descendants into internment camps. In recent times, the prison system, for-profit or government-run, has separated millions from their families and communities.FIRE — Fight for Im/migrants and Refugees Everywhere — is a newly formed, multinational, multigender, grassroots movement comprised of migrant rights advocates, students, teachers, unionists, socialists, Black Lives Matter, anti-imperialists and other activists. We believe that not just the Republican Party, but the Democratic Party as well, is to blame for this crisis. Migrants have been forced into the U.S. and Europe because of policies hatched in Washington and Wall Street. People fighting on their own behalf is the only solution.The aim of FIRE is to melt ICE, Immigration and Customs Enforcement. Not to reform it, or change its management, or any other half-measure. To fight for im/migrants, we must get rid of ICE entirely. It means dismantling concentration camps for immigrants and tearing down any racist border wall that Trump tries to build. Fighting for refugees means understanding that many im/migrants are fleeing conditions at home created by the U.S. And we must understand the global character of this crisis.The root cause of migration in this age is imperialism, the highest stage of capitalist development. Whether through wars and military strikes in the Middle East, far-right coups in Honduras in 2009 and Brazil in 2016, or draining countries’ wealth so they are unable to respond to natural disasters like the earthquake in Haiti, imperialism creates the conditions that im/migrants and refugees are fleeing.The ruling class also creates refugees through its blatant disregard for the environment, even as floods, storms and/or expanding deserts displace millions. Climate change and capitalist austerity have devastated Puerto Rico, leaving almost 5,000 dead and displacing tens of thousands more.This criminal treatment is not unique to the U.S. While trying to pass refugees onto neighboring countries, many European states confiscate their valuables before placing them in camps. The imperialist countries vie for cheap labor and natural resources while cooperating to deny the most basic humanity to their victims.This country’s working class has not sat idly by. There have been demonstrations in cities across the country, including occupations of ICE centers, with countless more planned for the coming weeks.In the face of working-class power, the Trump administration has hastily issued an executive order, hoping to pacify the growing people’s resistance. But facts are stubborn, and this so-called “retreat” does not begin to end the policy of family separation.Trump hopes to resolve the crisis by replacing child concentration camps with family ones, as if the problem were not the concentration camps themselves! At the same time, he ramped up the status of “illegal” border crossings from a civil offense to a criminal one. Once parents have a criminal conviction, the state again has free rein to take their children! The executive order also allows migrants to be detained indefinitely and asks the Pentagon to open camps on military bases.The Democratic Party and the corporate media loyal to it seem content with this “solution,” as long as it is followed up with an electoral victory in November. The Democrats are desperate to portray themselves as defenders of migrant families when in truth they were enthusiastic participants in creating this horror. Even beyond the record of “deporter in chief,” Obama, whose administration built many of these detention centers in the first place, or the Clinton-era law that drastically lowered the threshold for deportation, the Democrats have always been complicit in the crimes of U.S. imperialism.It falls upon the workers and the oppressed of this country to fight to end these crimes and for liberation from the system that fosters them. We won’t be fooled by partial retreats and a kinder face to concentration camps. We call on the multinational, multigender working class to join with us to dismantle ICE and the racist, sexist, homophobic, transphobic imperialist system that created it.We ask you to help us do something simple, though not easy: Fight for Im/migrants and Refugees Everywhere — FIRE!To contact FIRE: Website ourfire.net, email [email protected], postal address FIRE, c/o Solidarity Center, 147 West 24th Street, New York, NY, 10011, or call 212-633-6646.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this